Coleman County State Bank: A Community Bank with a Long History and a Bright Future

Coleman County State Bank (CCSB) is a community bank that has been serving the residents and businesses of Coleman County, Texas, since 1936. CCSB offers a variety of personal, business, and mortgage banking products and services, as well as innovative technology solutions such as online banking, mobile banking, mobile deposits, and SMS text banking. CCSB’s mission is to build lasting relationships with every customer and to make strong and stable decisions that positively impact the financial stability of the bank and the community.

CCSB’s History and Values

CCSB was founded in 1936 by a group of local businessmen who wanted to provide banking services to the people of Coleman County during the Great Depression. CCSB started with $25,000 in capital and 12 employees. Since then, CCSB has grown to over $200 million in assets and 40 employees, while maintaining its local ownership and management.

CCSB’s values are based on trust, integrity, service, and excellence. CCSB strives to be a trusted partner for its customers, a responsible corporate citizen for its community, and a rewarding employer for its staff. CCSB supports various local causes and organizations, such as schools, churches, charities, sports teams, and civic groups. CCSB also encourages its employees to volunteer their time and talents to make a difference in the community.

CCSB’s Products and Services

CCSB offers a wide range of products and services that cater to the diverse needs of its customers. Some of its main offerings are:

• Personal Banking: CCSB provides personal checking accounts, savings accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), debit cards, credit cards, personal loans, auto loans, home equity loans, and overdraft protection.
• Business Banking: CCSB provides business checking accounts, business savings accounts, business loans, commercial real estate loans, agricultural loans, equipment loans, lines of credit, merchant services, payroll services, cash management services, and remote deposit capture.
• Mortgage Banking: CCSB provides mortgage loans for purchase or refinance of residential or commercial properties. CCSB offers competitive rates and terms, flexible options, fast approvals, and local servicing.
• Technology Solutions: CCSB provides online banking, mobile banking, mobile deposits, SMS text banking, bill pay, e-statements, alerts, Quicken and Quickbooks integration, security tips, and customer service.

CCSB’s Future Outlook and Potential

CCSB has a positive future outlook and potential for growth and success. CCSB plans to continue its tradition of providing quality banking services to its customers and supporting its community. CCSB also aims to adapt to the changing needs and preferences of its customers by offering more convenience and security through technology solutions. CCSB hopes to expand its customer base and market share by entering new markets and geographies.

Conclusion

Coleman County State Bank is a community bank that has been serving Coleman County since 1936. CCSB offers personal, business, and mortgage banking products and services, as well as technology solutions such as online banking, mobile banking, mobile deposits, and SMS text banking. CCSB’s values are trust, integrity, service, and excellence. CCSB’s vision is to create lasting relationships with every customer and to make positive impacts on the financial stability of the bank and the community.