News Paytm Credit Card: A Smart Way to Manage Your Finances

If you are looking for a credit card that offers convenience, rewards, and security, then you should consider applying for a paytm credit card. This is a credit card that is powered by HDFC Bank and Paytm, two of the most trusted names in the financial industry. In this blog post, we will explore some of the key features and benefits of this credit card, and how you can apply for it easily through the Paytm app.

What is a paytm credit card?

A paytm credit card is a credit card that is issued by HDFC Bank in partnership with Paytm, India’s leading digital payment platform. This credit card is designed to cater to the needs of the modern consumer, who prefers to shop online, pay bills, and access various financial services through their smartphone. The paytm credit card offers a range of benefits, such as:

  • Cashback on every transaction: You can earn up to 5% cashback on every transaction that you make using your paytm credit card. The cashback is credited to your Paytm wallet instantly, and you can use it for any purpose, such as mobile recharges, bill payments, online shopping, and more.
  • No annual fee: Unlike many other credit cards, the paytm credit card does not charge any annual fee. You only have to pay a one-time joining fee of Rs. 500, which is waived off if you spend more than Rs. 50,000 in the first year.
  • Flexible repayment options: You can choose to pay your paytm credit card bill in full or in part, depending on your convenience and budget. You can also convert your purchases into easy EMIs at attractive interest rates, and enjoy a grace period of up to 50 days.
  • Zero liability protection: You can rest assured that your paytm credit card is safe and secure, as it comes with zero liability protection. This means that you are not liable for any fraudulent or unauthorized transactions that may occur on your card, as long as you report them within 24 hours.
  • Access to exclusive offers and discounts: As a paytm credit card holder, you can enjoy access to exclusive offers and discounts from various merchants and partners of Paytm and HDFC Bank. You can also avail of complimentary lounge access at select airports across India.

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How to apply for a paytm credit card?

The application process for a paytm credit card is simple and quick. All you need to do is to download the Paytm app on your device and follow these simple steps:

  • On the main screen, navigate to the Loan & Credit Card section.
  • Choose Paytm Credit Card Loan.
  • Fill in your personal and professional details, such as your name, address, income, PAN number, etc.
  • Upload the required documents, such as your Aadhaar card, PAN card, bank statement, etc.
  • Verify your identity using an OTP sent to your registered mobile number.
  • Choose your preferred credit limit and repayment tenure.
  • Accept the terms and conditions and submit your application.

You will receive an instant approval or rejection message on your screen. If approved, you will receive your paytm credit card within 7 working days at your doorstep.


The paytm credit card is a smart way to manage your finances in the digital age. It offers convenience, rewards, and security for every transaction that you make using your smartphone. You can apply for it easily through the Paytm app, and enjoy a hassle-free credit experience. So what are you waiting for? Apply for a paytm credit card today and start saving more with every swipe!

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